• Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.,Frank Ortiz

    Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

    You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here's the thing. He's not wrong. But he only has half the story. And the half he's missing?

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  • More Sellers Expect To Make Concessions This Year,Frank Ortiz

    More Sellers Expect To Make Concessions This Year

    Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025. That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs. But what’s worth asking for and what’s a long shot

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  • Are Home Prices Going To Fall?,Frank Ortiz

    Are Home Prices Going To Fall?

    It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?” With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung up on th

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