• Don’t Try To Time the Market,Frank Ortiz

    Don’t Try To Time the Market

    Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate? The truth is, trying to time the market rarely works. Home prices, mortgage rates, and inflation are all outside your control. And if you wait for all of them to line up just right, you may be waiting a long ti

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  • Here’s Where To Start if You’re Selling and Buying at the Same Time,Frank Ortiz

    Here’s Where To Start if You’re Selling and Buying at the Same Time

    If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking? There's no single right answer. The best call depends on your finances, your local market, and your timeline. And a trust

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  • Home Insurance Costs Are Rising,Frank Ortiz

    Home Insurance Costs Are Rising

    71% of homeowners say their insurance costs have gone up over the past few years. And if you're buying a home, that's worth knowing – but it shouldn't scare you away from your plans. Yes, affordability is still tight. But you can't control every cost that comes with buying a home. You can only contr

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