Here’s Why Mortgage Rates Are What They Are Right Now
If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n
Vacation-Home Sellers Are Ready To Make a Deal
Picture it. A getaway that’s all yours, where you’ll build memories with your loved ones year after year. And maybe even retire someday? A vacation home of your own might be more within reach than you think. Nearly 40% of vacation-home sellers have lowered their asking price recently. That place y
The Case for Putting 20% Down on Your Next Home
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment. The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway. So, why a
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