• Mortgage Rates Are Finally Shifting and Buyers Are Starting to Feel It,Frank Ortiz

    Mortgage Rates Are Finally Shifting and Buyers Are Starting to Feel It

    If you have been waiting for mortgage rates to come down, that moment has arrived. Rates are now in the lowest range they have been in nearly three years, and forecasts suggest they are likely to stay in this range through the rest of 2026. That shift matters. A lot. When rates were higher, many buy

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  • Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.,Frank Ortiz

    Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

    If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold.

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  • Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market,Frank Ortiz

    Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market

    If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that's a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear: Today’s foreclosure numbers are in line with what’s considered

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